The Working Capital Guide



Candid advice about short-term working capital financing

Small Business Financing Services

Business Cash Advance Services

AEX Commercial Financing Group

Short-term Business Funding Programs

  • Short-term working capital loans

    Refinancing lines of credit

  • Credit card receivables financing

  • Payoff business cash advance



  •  To follow on Twitter — aexbushfour 


    Long-term Business Funding Programs

    Commercial real estate financing

    Business opportunity financing

    Refinancing business loans

    SBA loans


    Working Capital

    Merchant Loans

    Business Cash Advances

    Small Business Financing



    A Short Update about Working Capital Financing:

    • It is unfortunately true that many commercial lenders have abruptly stopped all new small business financing services.

    • AEX Commercial Financing Group continues to be an effective source for commercial loans, working capital funding and business cash advance services.

    • Because of widespread misunderstandings about the availability of small business loans, most business borrowers should have a candid discussion with a commercial finance expert such as AEX as soon as possible. Perhaps now more than ever, the practical problem-solving expertise of AEX should be considered by business owners refinancing business debt or obtaining new working capital financing.

    • While commercial borrowers should benefit from straightforward commercial loan advice, our view is that such help is NOT readily available. AEX is devoting increased efforts to ensure that we will be able to assist as much as possible.
    • Some of our best advice continues to be available for free on our website, and AEX has regularly received positive feedback such as this recent comment — "Loved your website. Plain, simple and to the point."

    The Working Capital Loans Guide — Candid advice about short-term financing

    Small Business Loans

    Merchant Cash Advances

    The Working Capital Guide


    The Working Capital Guide is published by AEX Commercial Financing Group. If you have previously experienced cash management problems with a working capital advance or working capital funding (or don't want to delay your next commercial loan with avoidable problems), our unique and straightforward business financing advice can help you immediately. We have published reports which can provide working capital help for commercial borrowers. Here are a few examples of what is covered in the AEX business finance reports:

    • Merchant Cash Advance Services and Credit Card Processing Options
    • Commercial Finance Lenders to Avoid
    • Commercial Mortgage Loans - Why Banks Say No
    • Business Financing Solutions - Business Loans Without Banks
    • AEX Commercial Loans to Buy a Business Opportunity
    • Overcoming Difficulties with Refinancing SBA Loans
    • Small Business Cash Management and Commercial Funding
    • Working Capital Strategies and Merchant Loans - 10 Problems to Avoid


    Our website helps us describe new working capital financing issues, but AEX cannot publish all of our commercial finance advice and updates on the “front page”. To help solve this ongoing dilemma, we encourage small business owners to contact us directly for timely long-term and short-term commercial loan advice.

    The small business loan environment is changing almost daily and there is significant new information impacting most businesses. The following observation is one of several AEX comments that could easily have been originally overlooked by commercial borrowers —

    Working Capital Management Survival Guide — An essential element in surviving the commercial financing crisis is likely to be locating new and reliable business lending sources. But in addition to considering new lending sources, new small business finance strategies should be reviewed. In addition to the aggressive financing strategies already discussed, there are several other business finance choices which should be evaluated by business borrowers before arranging their commercial loans. Receivables factoring is a key example. Difficulty in matching the timing of income with expenses is routinely experienced by many successful businesses. Arranging a business line of credit with a bank was previously how many businesses handled this kind of situation. Receivables financing has emerged as a primary commercial finance tool for many businesses because commercial lines of credit are rapidly disappearing as a realistic alternative. Small business owners will need to take the initiative to explore and analyze business financing options which can effectively replace current bank financing.


    Working Capital Management and Small Business Loans — timely and candid advice


    Small Business Financing Help

    The Working Capital Loans Guide


    Excerpt from an AEX Commercial Finance Report

    Avoiding Business Finance and Credit Card Processing Problems

    Merchant Cash Advance Services and Short-term Capital Financing

    Credit card processing and commercial finance funding strategies are closely connected in many ways that directly impact the bottom line of a business. Business owners should constantly assess the measurable working capital management improvements which will accrue to their business by successfully coordinating credit card processing and credit card receivables. Perhaps the single most important commercial financing goal for any business is to successfully meet day-to-day cash requirements. This can be an impossible task if working capital is not properly managed. Even the most successful businesses regularly need more financial resources than they can get via a traditional commercial loan. Effective use of credit card processing in conjunction with business cash advances is an increasingly critical business financing tool when a business is faced with a short-term cash shortfall. Business owners should be forewarned that there can be a substantial number of potential difficulties in coordinating credit card processing and credit card factoring. However, these potential problems are all avoidable in a prudent business cash advance program.

    For more details — please contact Stephen Bush about this report or other AEX working capital financing reports.



    Credit Card Factoring

    Working Capital Cash and Merchant Loans Executive Summary - Business Cash Advances

    Business Cash Advance Programs



    Some thoughts about working capital loans and business cash advances from Stephen Bush, Founder and Chief Executive Officer for AEX Commercial Financing Group:

    AEX has built a solid working capital financing reputation based upon candid advice for avoiding business cash advance and credit card processing problems. Our problem-oriented experience is important because working capital funding needs have become much more specialized. This AEX business finance site should be helpful to anyone needing more operating capital for their business, and we have recently added several reports which should prove to be informative resources for most business owners:

    1. How to Avoid Fake Commercial Loan Articles 
    2. An executive summary: Business Cash Advance and Working Capital Options
    3. Using Credit Card Processing to Improve Business Finance Funding

    Because these involve commercial finance funding strategies that might be unfamiliar to some commercial borrowers, please contact us directly for our assessment of how your specific business situation could be impacted by these and other complex financing issues.


    The Working Capital Financing Guide — Short term capital financing help


    The Working Capital Journal — candid and timely advice for small business financing services

    Business Loan Help

    Because of the surprising number of inadequate and ineffective responses by commercial lenders to recent economic events, AEX is encouraging business owners to contact us to describe their lender experiences and to learn what can be done. To publicize disappointing commercial finance funding actions taken by lenders throughout the United States, AEX Commercial Financing Group will publish periodic updates of our findings — these can be located in The Working Capital Journal by clicking on the "Business Loan Help" link in the right-hand column. In addition to helping business owners prepare for sudden and unexpected business finance funding changes, it is also our hope and expectation that we will help eliminate or reduce questionable lending tactics by highlighting controversial bank-lender practices.

    The Working Capital Journal is published by Stephen Bush and AEX Commercial Financing Group.
    Please contact AEX for help with business cash advance services, working capital loans and commercial real estate loans.

    Headlines from recent Working Capital Journal comments are shown below:

    The Working Capital Management Puzzle

    Refinancing Working Capital and Business Loans

    What Went Wrong with Small Business Financing?


    Small Business Loan and Working Capital Management Help

    AEX Commercial Loans - Business Finance

    The Commercial Loans and Commercial Mortgage Loans Guide - Commercial Mortgages

    The Working Capital Management Guide

    AEX long-term and short-term commercial finance programs —

    • Short-term small business financing
    • Long-term commercial loans
    • Short-term working capital loans

    Merchant Cash Advance Programs

    Business Financing

    Working Capital

    Commercial borrowers needing help with current working capital and business cash advance services should contact Stephen Bush (Founder and Chief Executive Officer - AEX Commercial Financing Group) for candid and personalized advice. Please see "Contact AEX" page for mail and email contact information.

    Business



    Financing

    Stephen Bush — (937) 780-4030




     Small Business Financing Services - Working Capital Services - Business Cash Advance Services

    Small business financing services are provided throughout the United States. Our recent transactions for commercial loan services, business cash advance services and working capital services include businesses located in Florida, Illinois, Ohio, California, New York, Michigan, Texas, Minnesota, Georgia, New Mexico, Virginia, Massachusetts, Wisconsin, Arizona, Oregon, Washington, Indiana, Colorado and Pennsylvania.

    Twitter Working Capital Updates


    The Working Capital Guide